One big San Francisco 49ers punter had to feel confident midway through the fourth quarter.
And somehow, he lost a fortune courtesy of a stirring and controversial comeback that saw the Kansas City Chiefs seal a 31-20 win to clinch Super Bowl LIV.
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MGM Resorts International director of trading operations Jeff Stoneback confirmed through a spokesman that one punter had more than US$2.1 million (A$3.14m) on the 49ers and over bets in Super Bowl 54.
The punter's bad luck started with a $500,000 bet on the the first-half over of 26.5 points.
That lost when the halftime score ended 10-10, although the punter would have been cursing their misfortune when a controversial offensive pass interference call on 49ers tight end George Kittle - with six seconds left - cruelled any chance of the win.
The punter could have at least recovered some lost money with a 49ers win, and that looked likely when San Francisco led 20-10 in the fourth quarter.
That was until Kansas City launched their now infamous match-defining comeback.
The Chiefs looked like they were in trouble with a little more than seven minutes left, facing a third-and-15 and trailing by 10.
Patrick Mahomes hit Tyreek Hill for a 44-yard gain, before Kansas City also got a first down on a defensive pass interference penalty on third-and-10.
That set up a one-yard touchdown by tight end Travis Kelce.
Then the 49ers went three-and-out and the Chiefs drove down the field and Damien Williams scored a controversial touchdown.
With 2:44 left, the Chiefs had a 24-20 lead. The Chiefs held on to win, though another late touchdown by Williams made punters tipping the unders a little nervous.
The Chiefs opened as 1-point favourites. It moved to 1.5 on a $550,000 bet by a Chiefs backer and stayed there. That punter had to feel very good with the reversal of fortune. The Chiefs closed as a 1.5-point favourite at kickoff.
The term “bad beat” is probably overused. The Chiefs didn’t get a miracle to win, or some fluky play. One of the best quarterbacks in the NFL made some enormous plays to rally his team back in the final seven minutes. That technically isn’t a bad beat.
But for the many 49ers punters who had a 10-point lead with seven minutes left — especially one who went really big on the 49ers and the over — it probably felt like the worst of beats.
Chiefs champions for first time in 50 years
The Chiefs’ dramatic comeback ended Australian punter Mitch Wishnowsky's Super Bowl dream.
Wishnowsky was aiming to become the first Aussie to play in a winning Super Bowl, but it wasn’t to be.
Uncomfortable and under duress for much of the game, Mahomes suddenly recaptured his mojo - and lifted Andy Reid and the Chiefs to a Super Bowl victory - the team's first NFL championship in a half-century.
All it took was falling behind by double digits in the postseason again. Then Mahomes, selected MVP, hit two long passes on touchdown drives.
The vaunted 49ers defense wilted late, particularly on passes of 44 yards to Tyreek Hill and 38 to Sammy Watkins.
The touchdowns came on short throws to Travis Kelce to cut the deficit to three and to Williams for the lead.
The first NFL title in Chiefs coach Reid's two-decade career was clinched by Williams' 38-yard TD run, sending red-clad Chiefs fan into chants of “Andy!'' Andy!”
Reid, 61, won a Super Bowl ring with the 1996 Packers while in charge of tight ends. He's been seeking one as a head coach since being hired by Philadelphia in 1999. The Eagles lost in their only trip to the big game after the 2004 season.
The Chiefs (15-4) trailed 24-0 and 17-7 in their previous playoff games.
Their fans in the crowd of 62,417 at Hard Rock Stadium got little opportunity to chant and do the tomahawk chop as KC fell behind 20-10 with 17 1-2 minutes remaining.
Mahomes even threw his second interception of the night after that. But then came the kind of Mahomes magic that makes him special.
With Yahoo Sports US