Crash carnage at Bay Crits in Geelong

A serious crash on the final lap of the women's race has caused havoc during the second stage of the Bay Crits in Geelong.

Former national road race champion Shannon Malseed was taken to hospital as Lexus teammate Chloe Hosking took out Saturday's event.

The dramatic incident caused the men's race to be delayed and shortened to just 45 minutes as Nick White surged to victory.

Hosking said it was a bittersweet win and her thoughts were with Malseed, who has a suspected shoulder injury, and fellow injured riders Molly Patch and Emma Chilton.

"I'm a bit worried for her, I don't think it's great," Hosking said.

Hosking moved to an equal overall lead with Ruby Roseman-Gannon.

The sprint classification was held again by Lexus' Jess Allen, seven points ahead of her nearest rival.

In the men's race, Team Bridgelane's White finished ahead of Brenton Jones and Jensen Plowright.

He surged to the lead right on the line in a thrilling finish, seeing a tight contest at the top of the men's general classification.

White is tied for the lead with Lexus' Sam Welsford.

"By no respect am I going to think it's going to be easy to hold onto this jersey but we'll give it everything we've got and go down swinging," White said.

"We've only got four guys, but we've got four very strong guys ... so I think we'll definitely be able to put up a good fight."

The final stage is a street circuit around Williamstown on Sunday.